Effective as of April 1, 2020
By using our site, you agree to be bound by these terms.
As used herein, "SPC", "us", "we", and "our" mean SPC Financial, Inc., the owner of the Site.
Permission is granted to provisionally copy or download the images and materials (inclusive of content, words, forms, brochures, and information) on our Site (collectively, the "Content") for personal, non-commercial transitory viewing only. This temporary license is not a transfer of any title, right, or interest to you, and you agree that you may not:
modify, change, alter, or adapt any of the Content for your personal or commercial use;
use the Content for any commercial purpose;
publish, republish, disseminate, distribute, publicly display, or share any of the Content for any commercial, non-commercial, or personal purpose;
attempt to decompile or reverse engineer any software contained on our Site;
remove any copyright, trademark, or other proprietary notations from the images and Content; or
transfer the Content to another person or "mirror" the Content on a server which is not owned by SPC.
This license shall be deemed automatically terminated if you violate any of these Terms, with or without notice from us. Upon termination of this license, you hereby agree to delete or destroy all of the Content in your possession, whether in electronic or printed format, whether saved on your computer, in a data storage device, in the cloud, or on another server.
The materials on our Site are provided for informational purposes only and are not a complete description and do not comprise a recommendation by us. Some of the materials on our Site have been sourced from information considered to be reliable, but SPC does not represent, warrant, or guarantee that the materials are accurate in all respects. We make no representations or warranties, expressed or implied, and hereby disclaim all other warranties including, without limitation, warranties of fitness for a particular purpose.
SPC does not give any warranties or make any representations concerning the accuracy, likely results, or reliability of the use of the Content on our Site or on any websites, resources, or services linked to our Site.
In no event shall SPC, its website host, directors, officers, employees, representatives, agents, or affiliates be liable for any losses, expenses, costs, trading losses, or damages (including but not limited to loss of data, lost profits, or losses not avoided) due to use of the Site or the inability to access the Site. These limitations of liability include the transmission of any viruses which may infect the user’s equipment, as well as any internet connection problems.
Accuracy of Materials
The Content appearing on our Site may contain errors of a substantive, technical, typographical, or inadvertent nature. As previously noted, we do not represent or warrant that all of the Content on our Site are accurate, complete, or even current. While we may make changes to the materials on our Site from time to time without notice, we do not make any commitment to update materials which are not accurate, complete, or current.
Certain third-party links may allow you to leave our Site. Such externally linked websites, services, or resources are not owned or controlled by SPC, and we are not responsible or liable for the contents of these third-party websites. We provide these third-party links solely for convenience. The inclusion of any link on our Site does not imply an endorsement, sponsorship, verification, or monitoring of the site by SPC. Interaction with or use of any linked website, service, or resource is not covered under these Terms and is at the user's own risk.
No Investment and Financial Advice
Nothing contained on this Site constitutes investment advice, financial advice, or the recommendation of any security or product. All content and materials are provided for your convenience and information only, and no such content or materials shall constitute an offer to buy or sell any security.
Cookies and First-Party Tracking
Live chat on our website is provided by LiveChat, Inc. ("LiveChat"). LiveChat is a real- time, online instant messaging software that enables our sites’ visitors to chat with one of our financial advisors through our website. Thus, if you “Chat with an Advisor” on our website, your communications are processed by LiveChat. LiveChat monitors and stores your IP address, browser information, operating system, pages of our website visited, and length of time spent. LiveChat stores this information on our behalf in a pseudonymized user profile to remember your information on your next visit.
Although we utilize technology to monitor how you interact with our Site, we do not participate in behavior-based advertising. This means that we do not collect or share information about your use of our Site to a third-party in order for them to provide advertising products and services tailored to you. We have a legitimate interest in providing the best experience for our clients and prospects.
If you apply for a job posting on our Site, we collect information necessary to process your application as is explicitly denoted in our application form(s). This may include your name, email address, phone, LinkedIn Profile, cover letter, resume, team interests, active licenses, current employment, and any additional information you choose to provide. Submitting an application is your implicit consent to our collection of this information.
If you contact us through a form or link on our website, we collect information necessary to process your request. This may include your name, email address, phone, preferred time of day for response, and message or request. Contacting us is your implicit consent to our collection of this information.
If you request us to send you our weekly financial recap, also known as Current Trends & News ("CTN"), we collect information necessary to process your request. This includes your name and email address. If you request our CTN be mailed, we collect your address. CTN delivery can be stopped by following the unsubscribe instructions in our CTN emails. or by contacting our office by email or phone. We never share our mailing lists with any third-party.
If you have questions about these Terms or a complaint about the Site, we can be reached electronically via our Site’s contact form(s) or by written correspondence sent to:
SPC Financial, Inc.
Attn: Legal Department
3202 Tower Oaks Blvd.
Rockville, MD 20852, United States